Specifications of the PC Pay System
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Physical Characteristics

Security Specifications

PC and Compatible Requirements

System Software

Below are specifications for the PC PayŽ products.  Please note that Innovonics has developed many custom products for customers that are not presented below due to confidentiality considerations.

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PC PayŽ Product Specifications:

Physical Specifications:
Size: 1.5 inches high x 3.75 inches wide x 4.5 inches long
Weight: Less than 10 ounces with the cord to attach to the PC
Power: +5V supplied by the user's personal computer via the keyboard interface or USB interface (model PC7000 only). NO Batteries need to be replaced. Typical current consumption is 20 to 30 milliamps. Over-current limit protection is provided.
Operating Environment: The hardware conforms to FCC Class B digital device, of Part 15, FCC Rules. The hardware does not require any special cooling considerations, operating over the full temperature range of 0 degrees C to +50 degrees C (+32 degrees F to +122 degrees F) and in relative air humidity between 10% and 90%, non-condensing, with a maximum wet bulb temperature of +25 degrees C (77 degrees F).

Hardware Interface to PC:
Connectors - IBM Compatible (model PC2000 and model PC2200): A PS/2 6-pin female connector on IBM compatible PC Pay devices to connect the PC keyboard to the device. Since a laptop already has a built-in keyboard it is not necessary to connect an external keyboard to the PC Pay device for portable laptop use. A PS/2 6-pin male connector is at the end of a one meter cable and is used to connect the device to the PC keyboard input for a desktop computer or to the PS/2 port of a laptop computer.
Connectors - IBM Compatible (model PC4000): A PS/2 6-pin female connector on IBM compatible PC Pay devices to connect the PC keyboard to the device. The cable from the device is 50 inches to a 9-pin female D-sub (to connect to the RS-232 port) and part of the same D-sub connector adapter is a 6-pin mini-DIN and 5-pin DIN (for connection to the user's PC keyboard). Additionally, there is a 15 inch pigtail cable from the 9-pin D-Sub connector to a PS/2 6-pin male connector

Connectors - IBM Compatible (model PC7000 **** available soon **** ): A standard USB connector.
 

PIN Pad:
PIN pad The PC Pay devices include a 12 digit PIN pad. The PIN pad accepts a 4 to 12 digit PIN to produce an encrypted PIN block for ANSI standard format 01 and format 03 requirements. The PIN can also be used to enter the Primary Account Number (PAN) of a credit or debit card to be encrypted using Unique Key Per Terminal Key Managment. The PIN pad can also be used to send a PIN directly to the smart card in the PC Pay device avoiding a PIN (or secret code) from residing in the PC.

Magnetic Stripe Reader:
Magnetic Stripe Reader (Model PC1000, Model PC2000, and Model PC4000): The magnetic stripe reader can read ISO standard credit and debit card Track I and Track II magnetic stripe information.   A special version of the PC Pay devices can also encrypt the magnetic strip information with DES encryption.

Smart Card Reader/Writer:
Smart Card Reader (Model PC2000, Model PC2200, Model PC4000, and Model PC7000): The devices can read ISO 7816 standard smart cards and return an Answer to Reset (ATR) to the interface software. The smart card port has short-circuit protection and can detect if a smart card is inserted. The PC Pay device serves as a pass-through communication port to ISO standard 7816 smart cards.

Other Features:
LED Indicator: A bi-color (Red/Green) LED indicator is used to indicate mode of operation (e.g. smart card mode, magnetic stripe mode, PIN entry mode)
Built-in-Test: The PC Pay device includes extensive Built-in-Test (BIT) and fault logging capabilities to record any anomalies as a result of the BIT. Status of the device and the fault log can be read from the device for integrity checking and troubleshooting purposes.
Key Security Features: Confidential data never leaves the PC Pay device in clear text format; it is always encrypted. After the encrypted data is transferred to the computer, the data is erased from the module, with no residue of the key or user confidential data remaining in the module. Security Considerations are discussed here.

Security Specifications:


ANSI/ABA X9.8-1982; Personal Identification Number (PIN) Management and Security
ISO 9564-1: 1991 (E); Banking Personal Identification Number Management and Security Part 1: PIN Protection Principles and Techniques
ANSI/ABA X9.24-1992; Financial Services Retail Key Management
ANSI X3.92-1981; Data Encryption Algorithm (DES)
PIN Encryption Key Management: Unique Key Per Terminal, Master/Session Key Management, and Derived Unique Key Per Transaction
Track II Encryption Key Management option: Master/Session Key Management

 

IBM Compatible PC Requirements:


IBM Compatible personal computer using a 386 or higher microprocessor, minimum 128 Megabytes of RAM. You will probably need at least a 486 microprocessor (133 Mhz) PC and 256 Megabytes of RAM for any development work.

Microsoft Windows 95 or higher

The model PC1000, PC2000, and PC4000 have a 6-pin female standard mini-DIN connector for connecting to the user's personal computer keyboard, and a 6-pin male standard mini-DIN plug at the end of a 4-foot cable for connecting to the user's personal computer keyboard input. The model PC4000 also has a RS-232 (9 pin female) connector for connecting to the PC serial port.

System Software Located in the Computer:


The IBM-compatible interface software is offered in a variety of versions including the following: a). Windows 95 (DLL & OLE Automation/ActiveX control, and PC/SC), b). Windows NT (DLL).

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Security considerations of the PC Pay Module.

Software development and Graphical User Interfaces.

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Request information or Order the Developer's Kit.

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